I sat down to pay bills today and I was actually able to pay everything i needed to without being late. Earlier in the week I thought I may have to pay a few credit cards late, but I didn't. Hopefully we're getting back on track after a crappy July.
After taking the Dave Ramsey course it was so much easier to deal with creditors who called last month. He has a lesson on how to deal with creditors calls and it made thing much less intimidating. I felt empowered to actually talk to them.
If you have a chance to take the course, DO IT!!!!!! It is a great course. I hope listening to our journey helps someone out there.
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